Our Core Offerings
Our approach to delivering financial planning is specifically designed to fit into families’ busy lives. We serve clients across the country from Bend, Oregon. Technology allows young professional families to meet with us where they are, using the communication tools that work best for them. This process makes financial planning more accessible, more convenient, more relaxed, and more fun.
Ongoing Planning
Ongoing planning provides full-service comprehensive financial planning from a CERTIFIED FINANCIAL PLANNER™ that is uniquely familiar with your circumstances and goals. The process begins with a review of all key areas of your financial life. We break the process into stages to be tackled over time. This approach causes each topic to feel manageable and deliberate as well as addresses your most important concerns first.
To ensure that words become action, we work with you to implement recommendations. Since the best advice means next to nothing without follow through, a core benefit of the planning process is accountability in getting things done. When action is paired with access to customized and regular financial advice, clients experience unparalleled confidence that their money is working for them.
investment management
Ongoing planning clients gain access to investment management services. ViviFi portfolios are investment solutions customized for the client’s individual financial plan. Our portfolios are driven by Nobel-Prize winning research - not hunches, stock picking, or reading Wall Street tea leaves. We use low cost and tax-efficient ETFs and mutual funds to achieve global diversification and balance risk with return.
On clients’ behalf, we manage Traditional IRAs, Roth IRAs, brokerage accounts, employer retirement plans (such as 401(k), 403(b), SEP IRA, SIMPLE, 457, and 401a accounts), and deferred compensation plans. Unlike many financial planning firms, our clients are not obligated to hand over control of their investments to work with us; rather, we offer this service as a benefit to our clients.
Pricing for services is based upon assets managed with a minimum monthly fee of $400.
Fees may be paid on a monthly or quarterly basis as desired by the client.
ViviFi Planning typically does not provide financial planning services on an hourly or project basis; rather, services are provided to clients on an ongoing basis. While the reasons for choosing an ongoing approach are many, they essentially boil down to one simple conclusion: in our experience, ongoing planning leads to better long-term outcomes for clients.